Independent mortgage brokers are licensed by the state and are not affiliated with any one lender. This means that you can get a mortgage from an independent broker that is in your preferred interest rate and terms, without having to go through the hassle of going through multiple lenders. 

Independent mortgage brokers in London typically have more experience than banks when it comes to mortgages, so they can help you get a loan that is tailored specifically to your needs. Additionally, independent mortgage brokers often have lower fees than banks, making them a cheaper option overall. 

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An independent mortgage broker is a great resource for finding the best mortgage for you. Here are four things to expect when working with an independent mortgage broker: 

1. They have access to a wide range of lenders and can help you find the right mortgage product for your needs.

2. They will work with you to find the best financing option, whether it’s a fixed-rate or adjustable-rate loan.

3. They will provide expert advice on mortgage terms and products, so you can make informed decisions about your home purchase.

4. They are available to help you through the entire checkout process, from start to finish.

An independent mortgage broker can help you find the right lender and offer other helpful services.